Chapter 13 - Also known as Debt Relief

"Debt Relief" usually refers to a Chapter 13 Bankruptcy. Chapter 13 is used to stop foreclosures, garnishments, and repossessions immediately without a creditor's consent. It allows you to catch up defaults over a period of years through a court supervised plan.

With over 30 years of combined experience, we are well known for our expertise in debt relief and bankruptcies and are happy to answer your questions in your free first consultation.

Bankruptcy is a remedy of last resort, and we know that you've been doing everything you can to avoid filing. But a reduction in income from job loss, divorce, or uninsured medical expense can push anyone to the point where you need real help. This economy is causing problems for everyone, so don't feel like you're alone. You're not.

Common Bankruptcy Questions Include:

What is it? How does it work?
Who can file for bankruptcy?
Do I have to go to court?
Will I lose my property?
How much does a bankruptcy case cost?
What is the difference between Chapter 7 and Chapter 13?
How will a bankruptcy affect my credit ratings or employment?

We can help you:

  • Stop harassing phone calls
  • Foreclosures
  • Garnishments
  • Lawsuits
  • Repossessions

We can answer these and all your bankruptcy questions in your free first consultation.

H. Brooks Cotten and Gina Karrh of Jonesbora, GA provide professional legal Chapter 13 services to Jonesboro and the surrounding area including Clayton, Cobb, Fulton, Douglas, Gwinnett, Dekalb, Cherokee, Henry, Newton and Rockdale counties. We can help you to determine if you qualify for Chapter 13 debt relief and answer your questions.

Contact Gina Brooks and H. Brooks Cotten today at 678-519-4143, or browse the website for more information about Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Debt Relief and 2nd Mortgage Lien Stripping.

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Please call us to discuss your particular situation.

With our help, starting the process will be less stressful and easier than what you might think.

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